The money can be deposited in any payment service that accepts payments using a Yandex.Money or Yandex.Checkout code. This includes payment kiosks, payment points, electronic payment services, bank tellers or internet banking services.
Different payment codes are passed in the paymentType parameter:
Steps 1 and 2 are the same as in the main scenario.
1. The user selects the payment method (on the store's website or in Yandex.Checkout) and clicks Pay.
2. The information that the user enters is transmitted to the Yandex.Money payment service.
3-4. The user is asked to enter a phone number and email address.
If the merchant passes the user's phone number (cps_phone) and/or email (cps_email) together with other parameters from the payment form, the users sees the fields filled in on the payment confirmation form.
5. The user gets a special code and payment instructions. This code and the payment amount are sent in a text message to the phone number that the user entered in the previous step.
If the order amount (sum) was not included in the payment form parameters, the payment code becomes reusable. The user can use this code to repeatedly transfer any desired amounts to a specific store. For example, the user can add money to an account or make loan repayments with this code.
The user can click Return to store on the page where the code is issued to go to the page with the URL passed in the shopDefaultUrl parameter in the payment form. If this parameter is omitted, the store's main URL is inserted in the link (see Store activation parameters). The error page and successful payment page are not used in this case. You can set a permanent shopDefaultUrl in the merchant settings (by request).
6. The user deposits money in a kiosk or ATM where it can be credited to Yandex.Money Wallets. When doing so, the user enters the code received in step 5 in the Account number field.
If the kiosk or terminal can notify Yandex.Money of deposited funds in real time, an additional Order verification (checkOrder) request is sent at this step. If the merchant refuses to process the payment, the kiosk doesn't accept the user's money.
7-11. Order verification (calling checkOrder) can be performed either before issuing the payment code to the user, or during the payment process. In the latter case, Yandex.Money gets information from the terminal network that a user deposited money, and executes the subsequent Order verification (checkOrder) and Payment notification (paymentAviso) requests.
11. After the Yandex.Money service gets the merchant's response to the Payment notification request, a message containing payment data is sent to the user's email.