Payment methods
Passed in the
paymentType
parameter in the payment form. We recommend that you pass an empty value in this parameter, so the customer can choose the payment method on the YooMoney page.Method code | Explanation | Refund or chargeback | Payment term |
---|---|---|---|
PC | YooMoney | Possible, full or partial | 1 hour |
AC | Bank card | Possible, full or partial | 1 hour |
AC | Mir Pay | Possible, full or partial | 1 hour |
MC | Direct carrier billing | Only full refund is possible | 1 hour |
GP | Cash | Not allowed | Unrestricted |
SB | SberPay | Possible, full or partial | 1 hour |
MP | Mobile point-of-sale (mPOS) | Allowed (money is returned to the payer the next day) | 1 hour |
CR | Installment plan | Possible, full or partial | 24 hours |
2S | Sberbank Business Online (B2B payments) | Not allowed | 8 hours |
In YooMoney, payments have a limited due period. If the user doesn’t complete the payment before it expires, the payment won’t be processed, and the order can be canceled. When paying via internet banking or other external payment system, the user receives a request for payment (invoice) from YooMoney. If this system still has time for the user to pay, but the YooMoney’s due period has already expired, the money will be debited, but the payment will not be processed. The money will be refunded to the user immediately.
You can make a refund using the order management web services and in the YooMoney Merchant Profile.
When the user pays at a payment kiosk (
paymentType=GP
), there are two possible responses from YooMoney:- If a user pays using a payment kiosk located in Russia, the
paymentType=GP
response is sent. - If it is outside of the Russian Federation, the payment method is different:
paymentType=OP
.
- You can embed a widget that will display the amount of the monthly payment.
- More about refunds: if 30 days or more have passed since the date of sale on credit, notify the manager before making a refund: they will help you do it properly.